About us

Our goal is to make funds easily available for small businesses trying to get loans from High Street Banks.

Decimal Factor Ltd. (UK) was founded in 2008 as an Alternative Finance credit brokerage firm, just after the financial crisis and feeling for their pain and struggle a business had to go through to get business funding. We bring our expertise from our successful track record of helping thousands of small & medium businesses grow through a range of cash flow products via secured and unsecured loans.

At Decimal Factor, we want to be your first thought when you think of a Lending or Payments solution; for us these two are one silo. Our aim is to create and maintain a brand that is synonymous with ‘forever evolving and best-in-class experience’ by providing a platform for you to seamlessly connect and engage with us via any of our multiple channels – our website, social media (be it Facebook, Twitter, LinkedIn, or even our omni channel contact center.

Our Canadian headquarters is in downtown Toronto, but our company strategy is maintained through our global teams present in the UK, US, India and UAE.

Term Loans
Fixed and Daily repayment 6-18 month terms
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Flex Funds* Merchant Cash
Flexible repayment Pay us when you get paid
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Minimum Requirements Out Typical Customer
Time in Business 6 months 4 years
Credit Score 550+ 630+
Annual Revenue $100,000+ $500,000+
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in collaboration with Canada

Decimal Factor Ltd. (UK) and its subsidiaries operate in
UK, USA, Mexico, Canada, UAE, Bahrain & India.

Decimal Factor has maintained global relationships with lenders and small to medium business owners

We provide funds to small businesses

Brook Innvotec Inc.,
Suite 401 - 55 York Street,
Toronto, ON M5J 1R7